Welcome to Staci Howell State Farm!

We now have two physical office locations to better assist our neighbors:

500 E South Main St, Waxhaw, NC

1730 Dickerson Blvd Suite G, Monroe, NC

📚🍎 A New Season Is Taking Shape in Waxhaw!

As summer routines begin to shift and fall schedules get underway, now is a great time to check in on your insurance. Changes throughout the year can add up, and reviewing your coverage can help make sure your policies reflect your life today.

🚗 Auto Insurance

School traffic, changing commutes, new drivers, recently purchased vehicles, and busy family schedules can all affect your Auto Insurance needs. Take a moment to confirm that your vehicles, drivers, and policy information are current.

🏡 Home Insurance

Renovations, outdoor improvements, new electronics, furniture, equipment, and other household purchases may change your coverage needs. Reviewing your Home Insurance can help account for updates made around your property.

🏠 Renters Insurance

Recently moved, renewed your lease, welcomed a roommate, or helped a student settle into a new place? Renters Insurance can help cover furniture, clothing, electronics, and other personal belongings.

💼 Business Insurance

New employees, equipment, inventory, services, or operational changes can affect your Business Insurance needs. A seasonal review can help keep your coverage aligned with how your business operates today.

❤️ Life Insurance

Marriage, a growing family, a new home, career changes, or evolving financial responsibilities can all be reasons to revisit your Life Insurance and beneficiary information.

📍 Staci Howell State Farm proudly serves Waxhaw and surrounding North Carolina communities with Auto, Home, Renters, Business, and Life Insurance. Call, stop by, or connect with the team for a coverage review as you head into the new season!

I moved to North Carolina in 2012, but I am originally from Albion, NY. After receiving my B.S. and MBA degrees in Marketing from Canisius College, I moved to North Carolina. We love the suburb feel of our community with the easy accessibility to the city life and entertainment of Charlotte. We have two beautiful daughters, Lakyn and Landyn and we’re really looking forward to watching them grow up here in Union County because we love the sunshine and how friendly everyone is! Being a part of a supportive community like Waxhaw has always been important to me; I always try to support local, small businesses because I fall into that category too! I’ve been a Member of Union County’s Chamber of Commerce since 2015, I’m a Board Member of Union County’s Education Foundation, and I’m an annual sponsor of Waxhaw’s town events.

I started with State Farm in 2009 when I took a position with my local State Farm agent and quickly found that this was my passion. My experience working as a State Farm Team Member in another State Farm agent’s office prior to my own, really taught me how to provide exceptional coverage to our customers, ranging from auto insurance, homeowners’ insurance, renters insurance, life insurance, commercial insurance, motorcycle insurance, ATV/UTV insurance, and financial services. I opened the doors to my State Farm Agency right here in Waxhaw in 2015 and it’s been nothing short of great. As a small business owner, I have the unique position to inform you about the business policies that we offer. As a licensed loan officer, I can help you transition to your new home or refinance your current home. We understand that insurance isn't one-size-fits-all—it's about protecting the lifestyle you’ve worked hard to build. That’s why we offer coverage for everything from your everyday companions to your biggest adventures. Whether it’s pet insurance for your furry family member, motorcycle insurance for the open road, or RV insurance for those weekend getaways, we’re here to help you stay protected no matter where life takes you. We also offer coverage like electric vehicle insurance for modern drivers and boat insurance for time spent on the water.

I’m so proud to be Waxhaw’s State Farm Insurance Agent and I’m looking forward to watching my agency continue to grow and customers turn into family. We also serve the surrounding communities of Weddington, Ballantyne, Indian Trail, and Matthews as well as our South Carolina and New York!

✅ Insurance FAQs

Q: 🚗 How often should I review my Auto Insurance?

A: At least once a year or anytime something changes, new car, new driver, move, or accident. A quick review helps make sure your coverage still fits your life.

Q: 🏡 I made updates to my home; do I need to tell my insurance agent?

A: Yes. Projects like renovations, finishing a basement, or adding outdoor structures can change your coverage needs. A simple policy review keeps everything current.

Q: 📦 What does Renters Insurance actually cover?

A: It protects your belongings, like furniture, clothes, and electronics—and may also include personal liability and temporary housing after a covered loss.

Q: 🛡️ Why consider Life Insurance if I’m young and healthy?

A: Starting early allows you to lock in long-term protection for the people who depend on you—and it can be easier to qualify when you're healthy.

Q: 🧒 Is Life Insurance for kids a thing?

A: Yes, many families choose it to help secure future insurability and long-term protection.

Q: 🆕 I just moved to a new state; do I need a new insurance policy?

A: Yes. Insurance laws are different in every state, so new policies are typically needed after relocating.

The Staci Howell State Farm Agency understands that life doesn’t always go as planned, but it is our responsibility to help you make smart decisions when it comes to your insurance and financial service needs. Please stop into my office and meet my amazing team members, we’re looking forward to getting you the coverage you and your families need!

Designations: RICP and ChFC